Loan Rates

New/Used Auto

            Term
            APR* as low as
        
            36 Months
            5.75%
        
            48 Months
            6.25%
        
            60 Months
            6.50%
        
            72 Months
            7.75%
        
            84 Months
            8.00%

Effective July 19, 2024

* APR = Annual Percentage Rate. All rates are subject to change based on market conditions, borrower eligibility and underwriting factors. Offer of credit is subject to credit approval. Other rates and terms available. Consult a tax advisor regarding the deductibility of interest.

Motorcycle Rates


Term
APR* as low as

Months
25%

Months
75%

Months
00%

Months
25%

Months
50%
   

Effective July 19, 2024

* APR = Annual Percentage Rate. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors. Offer of credit is subject to credit approval. Other rates and terms available. Consult a tax advisor regarding the deductibility of interest.

Recreational Vehicle Rates

        Term
        APR* as low as
    
        36 Months
        7.25%
    
        48 Months
        7.75%
    
        60 Months
        8.00%
    
        72 Months
        9.25%
    
        84 Months
        9.50%

Effective July 19, 2024

* APR = Annual Percentage Rate. All rates are subject to change based on market conditions, borrower eligibility, and underwriting factors. Offer of credit is subject to credit approval. Other rates and terms available. Consult a tax advisor regarding the deductibility of interest.

Fully Secured Loan Rates

            Term up to
            APR*
        
            48 Months
            4.00%

Effective April 1, 2018
*APR=Annual Percentage Rate. Rates are subject to change without notice.

Home Equity Loan Rates

                    Term up to
                    APR* as low as
                
                    5 Years
                    6.50%
                
                    10 Years
                    6.75%
                
                    15 Years
                    7.00%
                
                    20 Years
                    7.25%

Effective October 6, 2023
*APR=Annual Percentage Rate. Rates are subject to change without notice and based on applicant's credit.
Financing up to 80% equity. Non-refundable fees assessed at time of application are $250.00 for up-to-and-including $100,000 in credit and $450.00 for over $100,000 in credit

Personal Loan Rates


        Purpose
        Term up to
        APR* as low as
    

        Any Purpose
        48 Months
        8.90% 
    

        Holiday Loan**
        18 Months
        8.90%
    

        Vacation Loan
        18 Months
        8.90%
    

Effective February 1, 2023

*APR=Annual Percentage Rate. Rates are subject to change without notice and based on applicant's credit.
**Holiday Loans are available October 1 - January 31st